UNSGSA - UN Secretary-General’s Special Advocate for Inclusive Finance for Development UNSGSA - UN Secretary-General’s Special Advocate for Inclusive Finance for Development


As UNSGSA, Queen Máxima shares experiences across countries and connects people and institutions through speeches and published articles in addition to her meetings with national and global leaders. Through her speeches and published work, Queen Máxima has been an active and passionate voice for financial inclusion.

Bridging household and SME finance


The Business of Women: Investing in the Potential of Women Entrepreneurs
Amsterdam Gender equality lies at the heart of development, but women, including female entrepreneurs, face more obstacles than their male counterparts. In Europe as in developing countries, women business owners are less profitable, have more trouble accessing credit, are more risk-averse, and tend to be less confident. The Special Advocate discussed a range of actions that could support the success of businesswomen, including coaching, advice, and investments from women leaders; promoting women-centered financial products; and strengthening women’s digital connectivity.     Full text
Financial Inclusion: An Essential Part of the Response to Climate Change
Rotterdam, the Netherlands   The effects of climate change are being felt everywhere but particularly by the poor in developing countries, the Special Advocate noted in a speech during a climate adaptation conference. Access to financial services is increasingly being recognized as an essential part of preparations for the effects of climate change, and a number of innovative approaches are being developed including micro-insurance and solar power. Stronger private sector commitments will be vital for greater success, she stressed. Full text
From Start-ups to Scale-ups, Building the Strength of Small Business to Expand Opportunity
Amsterdam   Speaking to the SME Envoys Network, the Special Advocate explored what is needed to fully support the growth of small and medium-sized enterprises (SMEs). These businesses are the engine of job creation in Europe, but the services they need to thrive—including credit, investment, and training—are not always accessible. By reducing the inequities in credit and financing for SMEs, policymakers, regulators, and financial institutions can help them grow stronger.     Full text


Building Small-Business Finance and Opening a Wider Door for Financial Inclusion
Antalya, Turkey The Special Advocate stressed the importance of providing financial services to small enterprises as a way to promote inclusive and sustainable economic growth. Small businesses account for more than half the world's GDP and employ more than 2/3 of workers but it is difficult for them to obtain the financing they need to grow. The creation of the Global Membership Network is an important step in toward minimizing the bottlenecks that are stifling these businesses.   Full text